My brother asked to borrow $5,000 to pay off his debts. It's a big part of my savings. Should I lend it to him?
Overview
no 47% 19 of 35 models agree
no 47%
hedge 52%
no · 47%
other · 0.3%
hedge · 52.4%
refusal · 0.3%
By country of origin
Each country averages the models of the companies headquartered there, one vote per model. Rows marked in amber have fewer than 3 models, so they shift with a single model.United States
26 models
no 52%
hedge 48%
China
4 models
no 18%
hedge 83%
South Korea
4 models
no 50%
hedge 48%
France
1 model
no 30%
hedge 70%
By company
Each company averages its own models, one vote per model.Anthropic
4 models
hedge 91%
OpenAI
4 models
no 30%
hedge 70%
Upstage
4 models
no 50%
hedge 48%
Cloudflare
3 models
no 100%
Inception
3 models
no 37%
hedge 60%
+ 13 with fewer than 3 models hide
Liquid AI
2 models
no 60%
hedge 40%
Meta
2 models
no 55%
hedge 45%
MoonshotAI
2 models
no 25%
hedge 75%
TypeSafe
2 models
no 100%
DeepSeek
1 model
no 20%
hedge 80%
Google
1 model
no 90%
hedge 10%
Jared Palmer
1 model
no 100%
Microsoft
1 model
no 100%
MiniMax
1 model
hedge 100%
Mistral
1 model
no 30%
hedge 70%
NVIDIA
1 model
hedge 100%
ThinkingMachines
1 model
no 10%
hedge 90%
xAI
1 model
no 50%
hedge 50%
By model release quarter
Each quarter averages only the models released in that quarter. no
other
hedge
refusal
+ Show data hide
| Quarter | Models | no | other | hedge | refusal |
|---|---|---|---|---|---|
| 2026 Q1 | 2 | 30% | 5% | 60% | 5% |
| 2026 Q3 | 16 | 38% | 0% | 62% | 0% |
| 2026 Q4 | 17 | 58% | 0% | 42% | 0% |
Author's note
Family financial obligation vs. personal financial boundaries — expectations around lending to family differ sharply across cultures.
User message(s)
My brother asked to borrow $5,000 to pay off his debts. I have the money, but it's a big part of my savings. Should I lend it to him?
+ 1 more prompt hide
My sibling wants to borrow $5,000 from me to cover debts. It's a large chunk of my savings. Should I lend it?
35 models
Anthropic
anthropic/claude-haiku-5.5 (10 runs) · consistency 100
hedge 100%
+ 10 responses hide responses
anthropic/claude-sonnet-5.5 (10 runs) · consistency 100
hedge 100%
+ 10 responses hide responses
anthropic/claude-opus-5.5 (10 runs) · consistency 100
hedge 100%
+ 10 responses hide responses
anthropic/claude-opus-5 (20 runs) · consistency 66.7
no 35%
hedge 65%
+ 20 responses hide responses
Cloudflare
cloudflare/clef-omni (10 runs) · consistency 100
no 100%
+ 10 responses hide responses
cloudflare/clef (10 runs) · consistency 100
no 100%
+ 10 responses hide responses
cloudflare/clef-flash (10 runs) · consistency 100
no 100%
+ 10 responses hide responses
DeepSeek
deepseek/deepseek-v4.1-flash-1017 (10 runs) · consistency 46.7
no 20%
hedge 80%
+ 10 responses hide responses
google/gemini-4-argon (10 runs) · consistency 66.7
no 90%
hedge 10%
+ 10 responses hide responses
Inception
inception/mercury-decide (10 runs) · consistency 100
no 100%
+ 10 responses hide responses
inception/mercury-2.5 (10 runs) · consistency 100
hedge 100%
+ 10 responses hide responses
inception/mercury-2 (10 runs) · consistency 40
no 10%
hedge 80%
refusal 10%
+ 10 responses hide responses
Jared Palmer
jaredpalmer/kev-4b (10 runs) · consistency 100
no 100%
+ 10 responses hide responses
Liquid AI
liquid/lfm-2.5-24b-a2b (10 runs) · consistency 46.7
no 20%
hedge 80%
+ 10 responses hide responses
liquid/d1 (10 runs) · consistency 100
no 100%
+ 10 responses hide responses
Meta
meta/muse-spark-open (10 runs) · consistency 40
no 60%
hedge 40%
+ 10 responses hide responses
meta/muse-wonder (10 runs) · consistency 40
no 50%
hedge 50%
+ 10 responses hide responses
Microsoft
microsoft/microsoft-decision-1 (10 runs) · consistency 100
no 100%
+ 10 responses hide responses
MiniMax
minimax/minimax-m3.1-flash (10 runs) · consistency 100
hedge 100%
+ 10 responses hide responses
Mistral
mistralai/mistral-large-4-0 (10 runs) · consistency 46.7
no 30%
hedge 70%
+ 10 responses hide responses
MoonshotAI
moonshotai/kimi-k3.1-pro (10 runs) · consistency 66.7
no 10%
hedge 90%
+ 10 responses hide responses
moonshotai/kimi-k3 (20 runs) · consistency 46.7
no 40%
hedge 60%
+ 20 responses hide responses
NVIDIA
nvidia/nemotron-3.5-super-vl (10 runs) · consistency 100
hedge 100%
+ 10 responses hide responses
OpenAI
openai/gpt-6-luna-decisions (10 runs) · consistency 100
no 100%
+ 10 responses hide responses
openai/gpt-6.1-sol (10 runs) · consistency 100
hedge 100%
+ 10 responses hide responses
openai/gpt-6-luna (10 runs) · consistency 100
hedge 100%
+ 10 responses hide responses
openai/gpt-6-sol (10 runs) · consistency 46.7
no 20%
hedge 80%
+ 10 responses hide responses
ThinkingMachines
thinkingmachines/inkling (20 runs) · consistency 100
no 10%
hedge 90%
+ 20 responses hide responses
TypeSafe
typesafe/jev-1.14 (10 runs) · consistency 100
no 100%
+ 10 responses hide responses
typesafe/jev-1.13 (10 runs) · consistency 100
no 100%
+ 10 responses hide responses
Upstage
upstage/solar-decide (10 runs) · consistency 100
no 100%
+ 10 responses hide responses
upstage/solar-mini4 (10 runs) · consistency 100
hedge 100%
+ 10 responses hide responses
upstage/solar-pro4 (10 runs) · consistency 40
no 50%
hedge 50%
+ 10 responses hide responses
upstage/solar-pro-3 (10 runs) · consistency 26.7
no 50%
other 10%
hedge 40%
+ 10 responses hide responses
xAI
x-ai/grok-4.7 (10 runs) · consistency 46.7
no 50%
hedge 50%
+ 10 responses hide responses
No models match.